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Affordable California major medical insurance and health plan coverage HMO PPO quote for an individual, family, self employed, or small business group. Be free from health care worries! sm
AbeHealth Insurance Services
If your browser is not Javascript enabled, please use the Links Directory at the bottom of the page.
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A)
Quote Blue Cross, Blue Shield,
Health Net, Aetna, and PacifiCare
Online medical insurance quote page, brief explanation of benefits.
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If you prefer to have an agent contact you by phone to explain major medical insurance PPO, or HMO, give you a quote, or send you a brochure and application!
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Available with Blue Cross, Blue Shield, and Health Net. | D) Free Report- How you can really save monthly on health insurance costs! To get your free report, call (909) 790-8622 |
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HSA Plans:
Besides any of the regular health plans, you may also qualify for "HSA" compatible health plans. In California, the main carriers offering them are: Blue Cross of California (EPO plan), Blue Shield of California (PPO Preferred Savings Plan), and Nationwide Health Plans (Choice Saver PPO). If you are self employed and you apply and are approved for one of these health plans, then you are eligible to get a "Tax Qualified" special bank account called an "HSA". This allows you to pay for healthcare expenses with pretax dollars. Not many banks offer these special bank accounts but here is a link to one that does: www.msabank.com.
To get a quote on "HSA" compatible health plans, click on: Note: these plans will be intermingled with the regular plans, you have to look for the plan names (and carriers) as mentioned in the above paragraph in italics.
Other options:
1) If you are self employed and your spouse works with you, there are other tax advantged programs available we can help you set up (Section 105 of the IRS code--sort of like a Section 125, but a little different). If you qualify, this will give a 100% tax deduction on medical expenses, as well as medical insurance premiums and a deduction on up to 50,0000 term life premiums! We have an inexpensive term life plan to offer that also pays 100% of the benefit if you have a major illness such as cancer, heart attack, stroke, terminal illness, renal failure, total disability etc. and 25% for major heart surgery, and 10% for angioplasty. What a great complement this can be to your medical plan!
2) You may also qualify for group coverage, which is more expensive, but may be advantageous if you have pre existing conditions which make it difficult to qualify for individual/family plans.
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Have a pre existing condition? Think you may be uninsurable? Follow this link to some Guaranteed Acceptance medical plans. A key provision is that if you have a letter (or certificate) of creditable coverage then preexisting condtions will be covered right away. A letter of creditable coverage can be obtained from your former insurance if there has not been a lapse of more than 63 days.
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Click Here for guaranteed issue limited health plans! They are by far the best on the market. The plans are HIPAA Compliant with unlimited surgical benefits (100% of Medicare reimbursement schedule), and doctor visits covered at up to $100, and more.
You may also want to consider:
1)Accident Insurance $35 Monthly for the whole family.
Medical Accident Insurance
2) Critical Illness Insurance Pays for cancer, heart attack, stroke, terminal illness, total disability, major heart surgery, premature death, et al. As little as $20 monthly.Critical Illness Insurance
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Toll-free: (877) 733-9691
E-mail: service@abehealth.com © 2000-2003 abehealth.com All rights reserved
California license #0629626, Lee Charles Martinson, Business Domicile: 34455 Yucaipa Blvd. #209 Yucaipa, CA 92399 .
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