| All figures show what you have to pay--the insurance covers the rest! |
| California and Texas |
| PPO 1500 | Deductible | Out-of- Pocket Maximum
| Office Visit | Lab/Xray/ Outpatient Surgery | Inpatient Hospital | Rx Copay: Generic/ Brand List/ Not-on-list | Specialist Office Visit |
| In-Network | $1,500 | CA$4,500 + Deductible TX$1,500 + Deductible | CA $30 Copay TX $25 Copay | 30% CA 20% TX after the deductible | 30% CA 20% TX after the deductible | CA $15/30*/50* TX $15/25*/40* | CA $40 Copay TX $35 Copay |
| Out-of-Network results in higher costs to you! |
|
*Brand Name Rx has a special $250 Deductible--until it is met, you pay all Brand Name Rx costs. After it is met, the copay applies. § Additional important notes about coverage: for annual physicals and ob/gyn exams the deductible is waived (in-network). Annual physical has a copay of $30 CA and $25 TX (you get up to a $200 value). Ob/gyn copay is $0 (free exam). Maternity is not covered! |
|
| All figures show what you have to pay--the insurance covers the rest! |
| California and Texas |
| PPO 2500 | Deductible | Out-of- Pocket Maximum
| Office Visit | Lab/Xray/ Outpatient Surgery | Inpatient Hospital | Rx Copay: Generic/ Brand List/ Not-on-list | Specialist Office Visit |
| In-Network | $2,500 | CA$4,500 + Deductible TX$5,000 + Deductible | $30 Copay | 30% CA 20% TX after the deductible | 30% CA 20% TX after the deductible | CA $15/30*/50* TX $15/25*/40*
| $40 Copay |
| Out-of-Network results in higher costs to you! |
|
*Brand Name Rx has a special $500 Deductible--until it is met, you pay all Brand Name Rx costs. After it is met, the copay applies. § Additional important notes about coverage: for annual physicals and ob/gyn exams the deductible is waived (in-network). Annual physical has a copay of $30 (you get up to a $200 value). Ob/gyn copay is $0 (free exam). Maternity is not covered! |
|
| All figures show what you have to pay--the insurance covers the rest! |
| California and Texas |
| PPO 5000 | Deductible | Out-of- Pocket Maximum
| Office Visit | Lab/Xray/ Outpatient Surgery | Inpatient Hospital | Rx Copay: Generic/ Brand List/ Not-on-list | Specialist Office Visit |
In-Network You Pay: | $5,000 | CA $3,000 + Deductible TX $2,500 + Deductible | $40 Copay | 30% CA 20% TX after the deductible | 30% CA 20% TX after the deductible | CA $15/30*/50* TX $15/25*/40* | $50 Copay | | Out-of-Network results in higher costs to you! |
|
*Brand Name Rx has a special $500 Deductible--until it is met, you pay all Brand Name Rx costs. After it is met, the copay applies. § Additional important notes about coverage: for annual physicals and ob/gyn exams the deductible is waived (in-network). Annual physical has a copay of $40 (you get up to a $200 value). Ob/gyn copay is $0 (free exam). Maternity is not covered! |
|
| All figures show what you have to pay--the insurance covers the rest! |
| California |
PPO 1500 Value | Deductible | Out-of- Pocket Maximum
| Office Visit | Lab/Xray/ Outpatient Surgery | Inpatient Hospital | Rx Copay: Generic/ Brand List/ Not-on-list | Specialist Office Visit |
| In-Network | $1,500 | $3,500 + Deductible | 25% - after the deductible | 25% - after the deductible | 25% - after the deductible | $20 / $40*/ Not Covered | 25% - after the deductible |
| Out-of-Network results in higher costs to you! |
|
*Brand Name Rx has a special $1000 Deductible--until it is met, you pay all Brand Name Rx costs. After it is met, the copay applies. § Additional important notes about coverage: for annual physicals and ob/gyn exams the deductible is waived (in-network). Annual physical has a copay of $50 (you get up to a $200 value). Ob/gyn copay is $0 (free exam). Maternity is not covered! |
|
| All figures show what you have to pay--the insurance covers the rest! |
| California |
PPO 2500 Value | Deductible | Out-of- Pocket Maximum
| Office Visit | Lab/Xray/ Outpatient Surgery | Inpatient Hospital | Rx Copay: Generic/ Brand List/ Not-on-list | Specialist Office Visit |
| In-Network | $2,500 | $3,500 + Deductible | 25% - after the deductible | 25% - after the deductible | 25% - after the deductible | $20 / $40*/ Not Covered | 25% - after the deductible |
| Out-of-Network results in higher costs to you! |
|
*Brand Name Rx has a special $1000 Deductible--until it is met, you pay all Brand Name Rx costs. After it is met, the copay applies. § Additional important notes about coverage: for annual physicals and ob/gyn exams the deductible is waived (in-network). Annual physical has a copay of $50 (you get up to a $200 value). Ob/gyn copay is $0 (free exam). Maternity is not covered! |
|
| All figures show what you have to pay--the insurance covers the rest! |
| California |
PPO 5000 Value | Deductible | Out-of- Pocket Maximum
| Office Visit | Lab/Xray/ Outpatient Surgery | Inpatient Hospital | Rx Copay: Generic/ Brand List/ Not-on-list | Specialist Office Visit |
In-Network You Pay: | $5,000 | $2,500 + Deductible | 30% - after the deductible | 30% - after the deductible | 30% - after the deductible | $20 / $40*/ Not Covered | 30% - after the deductible |
| Out-of-Network results in higher costs to you! |
|
*Brand Name Rx has a special $1000 Deductible--until it is met, you pay all Brand Name Rx costs. After it is met, the copay applies. § Additional important notes about coverage: for annual physicals and ob/gyn exams the deductible is waived (in-network). Annual physical has a copay of $50 (you get up to a $200 value). Ob/gyn copay is $0 (free exam). Maternity is not covered! |
|
| All figures show what you have to pay--the insurance covers the rest! |
| California and Texas |
PPO 2750 HSA Compatible | Deductible Ind/Fam | Out-of- Pocket Maximum
| Office Visit | Lab/Xray/ Outpatient Surgery | Inpatient Hospital | Rx Copay: Generic/ Brand List/ Not-on-list | Specialist Office Visit |
| In-Network | $2,750 Individual/ $5,500 Family | $2,250 + Deductible Individual/ $4,500 + Deductible Family | 20% - after the deductible | 20% - after the deductible | 20% - after the deductible | $15* / $30* / $50* | 20% - after the deductible |
| Out-of-Network results in higher costs to you! |
|
*All Rx is subject to the $2750 Deductible--until it is met, you pay all Rx costs. After it is met, the copay applies. § Additional important notes about coverage: for annual physicals and ob/gyn exams the deductible is waived (in-network). Annual physical has a copay of $20 (you get up to a $200 value). Ob/gyn copay is $0 (free exam). Maternity is not covered! |
|
| All figures show what you have to pay--the insurance covers the rest! |
| California and Texas |
PPO 5000 HSA Compatible | Deductible Ind/Fam | Out-of- Pocket Maximum
| Office Visit | Lab/Xray/ Outpatient Surgery | Inpatient Hospital | Rx Copay: Generic/ Brand List/ Not-on-list | Specialist Office Visit |
| In-Network | $5,000 Individual/ $10,000 Family | Same as deductible | 0% - after the deductible | 0% - after the deductible | 0% - after the deductible | * | 0% - after the deductible | | Out-of-Network results in higher costs to you! |
|
*All Rx is subject to the $5000 Deductible--until it is met, you pay all Rx costs. After it is met you pay zero. § Additional important notes about coverage: for annual physicals and ob/gyn exams the deductible is waived (in-network). Annual physical has a copay of $25 (you get up to a $200 value). Ob/gyn copay is $0 (free exam). Maternity is not covered! |
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